Workshops

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The SparkPoint Fremont Center and its partners provide a variety of workshops including, Money$mart Finances, Starting a Small Business, Credit 101, and How to Avoid Predatory Lending.

CREDIT 101

This workshop covers how credit works and ways to improve your score on the following topics.

  • Credit bureaus and credit report basics
  • The importance of credit reports and how they affect your ability to rent an apartment, get a job, access utility services, purchase home and auto insurance, and interest rates.
  • How long information stays on your report
  • Who can see your report
  • How to obtain a free report
  • Common credit report errors and how to correct them
  • How to dispute and correct errors on your credit report
  • What debts can be negotiated with creditors
  • What improves or decreases your score
  • How to avoid identity fraud

You don’t have to bring your credit report & score, your SparkPoint workshop facilitator will tell you how to obtain those for free during class. Be prepared to take notes!

This class is FREE and open to the public. To register, call 510-574-2020 and provide your first and last name, phone number, and the name of the session you wish to attend.

Schedule:  

Monday, October 7, 2019 from 6:00 pm  - 7:30 pm in the Millineum Room at 39155 Liberty Street, Fremont

Monday, March 24, 2020 from 6:00 pm  - 7:30 pm in the Millenium Room at 39155 Liberty Street, Fremont 


MONEY $MART

The Money$mart Workshop provides tools and resources to enhance your financial skills.

  • Basic banking
  • Money management
  • Budgeting
  • Understanding credit
  • Consumer rights
  • Protection from predatory practices
  • Understanding loans and credit reports


This class is FREE and open to the public. To register, call 510-574-2020 and provide your first and last name, phone number, and the name of the session you wish to attend.


STARTING A SMALL BUSINESS

Are you thinking about starting a small business or are you a new small business owner? Learn the basics of starting and operating a successful small business. The Alameda County Small Business Development Center (ACSBDC) provides free workshops throughout the county.

  • Turn a great idea into a viable business
  • Create a startup checklist
  • Create a business plan
  • Build a solid foundation for success
  • Learn about business life cycles
  • Move a young company forward
  • Scale your business

Click here for a calendar of workshops


HOW TO AVOID PREDATORY LENDING

When you need credit, choosing the wrong lender can ruin your credit for years to come. A reputable lender should help you secure a loan you can afford. However, there are lenders using predatory lending practices that hurt your pocketbook and ultimately damage your credit. Preventing people from becoming victims of predatory lenders is a goal of SparkPoint Fremont. Predatory lenders prey on people at all stages of their lives and should be avoided. Learn how to detect and avoid the tactics used by predatory lenders to lure consumers and what to do if you have been a victim.

This class is FREE and open to the public. To register, call 510-574-2020 and provide your first and last name, phone number, and the name of the session you wish to attend.