How does the NFIP benefit property owners? Taxpayers? Communities?
By being a member of NFIP, property owners are provided an opportunity to purchase flood insurance to insure against flood losses. With the City’s floodplain ordinance, monitoring of development and construction practices help reduce flood losses and high government costs associated with flood disasters.

Engineering - Flood Information

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1. How does the NFIP benefit property owners? Taxpayers? Communities?
2. Is the purchase of flood insurance mandatory?
3. Why is there a requirement to purchase flood insurance in communities that have not suffered flooding in many years or ever?
4. Why is my lender requiring the purchase of flood insurance?
5. What if I disagree with my lender’s determination that I am in the flood zone?
6. How can a property owner determine if the property is in a Special Flood Hazard Area?
7. Are discounts offered for flood insurance premiums?