How can a property owner determine if the property is in a Special Flood Hazard Area?
FEMA maps indicating flood hazard areas, letter of map changes, and elevation certificates are on file with the City. The current maps are effective as of August 3, 2009. Updates to the current maps will only be done electronically through FEMA’s National Flood Hazard Layer (NFHL) online. The NFHL is a computer database that contains flood hazard map information including data from Digital Flood Insurance Rate Map and Letters of Map Changes. Access to historical maps and the National Flood Hazard Layer can be obtained through www.msc.fema.gov.

Engineering - Flood Information

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1. How does the NFIP benefit property owners? Taxpayers? Communities?
2. Is the purchase of flood insurance mandatory?
3. Why is there a requirement to purchase flood insurance in communities that have not suffered flooding in many years or ever?
4. Why is my lender requiring the purchase of flood insurance?
5. What if I disagree with my lender’s determination that I am in the flood zone?
6. How can a property owner determine if the property is in a Special Flood Hazard Area?
7. Are discounts offered for flood insurance premiums?