Are discounts offered for flood insurance premiums?
The City of Fremont entered into a Community Rating System in 2001 with a rating of Class 7. The rating provides property owners within Special Flood Hazard Areas a 15% reduction in premiums for flood insurance.

Engineering - Flood Information

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1. How does the NFIP benefit property owners? Taxpayers? Communities?
2. Is the purchase of flood insurance mandatory?
3. Why is there a requirement to purchase flood insurance in communities that have not suffered flooding in many years or ever?
4. Why is my lender requiring the purchase of flood insurance?
5. What if I disagree with my lender’s determination that I am in the flood zone?
6. How can a property owner determine if the property is in a Special Flood Hazard Area?
7. Are discounts offered for flood insurance premiums?