First Time Homebuyer Program

Below Market Price Homes

The City of Fremont offers income eligible first time homebuyers with an opportunity to purchase a below market price (BMP) home produced under the City's Affordable Housing Ordinance. Under the ordinance, private developers have the option of setting homes aside and offering them to very low, low, and moderate income households or to pay an in-lieu fee. When a developer notifies the City that it intends to sets a home aside and offer it at below market price, the City will post the information on our BMP webpage. We will also send an email to all individuals that have signed up for the First Time Homebuyer Program Interest List.

Downpayment Loan Assistance

For first time homebuyer households looking for downpayment loan assistance or a deferred loan, we recommend you contact some of the resources such as Mortgage Credit Certificate (MCC) Program or CalHFA. Unfortunately, with the dissolution of over 400 Redevelopment Agencies in California, the City no longer has down payment loan assistance funds to assist first time homebuyer households.  

Habitat for Humanity

Information for Existing Housing Program Participants

For specific questions about the First Time Homebuyer Program, please email the Housing Division.